FY 2026 / 2027 St. Johns County Non-Ad Valorem Schedule

Shearwater CDD Fees (2026–2027): Annual Cost, Bond Payoff & O&M Breakdown

Complete lot-by-lot breakdown of Shearwater Community Development District assessments in 32092 (St. Augustine, FL), including annual Debt Service (capital bond) vs. Operations & Maintenance (O&M) fees and monthly mortgage escrow impact.

Special Taxing District

Trout Creek Community Development District (St. Johns County)

Separate Master HOA

$75–$135/quarter master HOA (townhomes and gated Woodland phases carry additional enclave maintenance fees)

How It Is Collected

Included on your annual St. Johns County Property Tax Bill (escrowed monthly)

2026–2027 Shearwater CDD Assessment Table by Lot Width

Every parcel in Shearwater pays two components on the county tax roll: Annual Debt Service (repaying the infrastructure & amenity bonds, which can be paid off in full) and Annual O&M (ongoing operations, lifeguards, landscaping, and capital reserves, which continues annually).

Product Type / Phase	Typical Lot Width	Annual Debt Service (Bond)	Annual O&M Fee	Total Annual CDD	Monthly Escrow Impact
Townhomes (David Weekley / Dream Finders)	24'–34'	$950 – $1,180	$1,120 – $1,260	$2,070 – $2,440	$173 – $203/mo
40'–50' Single-Family Lots	40'–50'	$1,320 – $1,640	$1,280 – $1,420	$2,600 – $3,060	$217 – $255/mo
60'–70' Single-Family Lots	60'–70'	$1,680 – $2,050	$1,420 – $1,590	$3,100 – $3,640	$258 – $303/mo
75'–80'+ Preserve / Gated Lots	75'–80'+	$2,150 – $2,580	$1,590 – $1,750	$3,740 – $4,330	$312 – $361/mo

What Your Shearwater O&M Fee Pays For

Kayak Club, 5,600-sq-ft lazy river, 3-story slide tower, lap pool, Har-Tru tennis courts, and 15+ miles of Trout Creek nature trails.

Unlike private country clubs that require a $25,000+ initiation fee, Shearwater residents enjoy resort waterpark and fitness access built directly into their CDD assessment.

How to Verify if a Resale Home's Bond Is Already Paid Off

Before you submit an offer on any Shearwater home, Keith Jones Sr pulls the current St. Johns County Tax Collector TRIM notice and district estoppel letter to confirm the exact remaining bond principal and whether previous owners paid off the Debt Service portion.

Request a Parcel-Specific Shearwater Tax & CDD Breakdown →

Compare All 6 St. Johns & NE Florida Master-Planned CDDs

Compare Nocatee, Shearwater, RiverTown, Durbin Crossing, Aberdeen, and Beacon Lake side by side.

Master CDD Comparison →