FY 2026 / 2027 St. Johns County Non-Ad Valorem Schedule

RiverTown CDD Fees (2026–2027): Annual Cost, Bond Payoff & O&M Breakdown

Complete lot-by-lot breakdown of RiverTown Community Development District assessments in 32259 (St. Johns, FL), including annual Debt Service (capital bond) vs. Operations & Maintenance (O&M) fees and monthly mortgage escrow impact.

Special Taxing District

Main Street / RiverTown Community Development Districts I, II, III & IV (St. Johns County)

Separate Master HOA

$150–$240/year master HOA (varies by enclave; Watersong 55+ has separate enclave dues)

How It Is Collected

Included on your annual St. Johns County Property Tax Bill (escrowed monthly)

2026–2027 RiverTown CDD Assessment Table by Lot Width

Every parcel in RiverTown pays two components on the county tax roll: Annual Debt Service (repaying the infrastructure & amenity bonds, which can be paid off in full) and Annual O&M (ongoing operations, lifeguards, landscaping, and capital reserves, which continues annually).

Product Type / Phase	Typical Lot Width	Annual Debt Service (Bond)	Annual O&M Fee	Total Annual CDD	Monthly Escrow Impact
Townhomes / Villas	35'–40'	$980 – $1,250	$1,050 – $1,180	$2,030 – $2,430	$169 – $203/mo
Classic Single-Family (40'–50' Lot)	40'–50'	$1,250 – $1,580	$1,180 – $1,320	$2,430 – $2,900	$203 – $242/mo
Executive Single-Family (60'–70' Lot)	60'–70'	$1,580 – $1,950	$1,320 – $1,490	$2,900 – $3,440	$242 – $287/mo
Estate & Riverfront Enclaves (80'+ Lot)	80'–90'+	$2,100 – $2,650	$1,490 – $1,680	$3,590 – $4,330	$299 – $361/mo

What Your RiverTown O&M Fee Pays For

RiverClub on the St. Johns River, RiverHouse lap pool & fitness center, kayaker launch, dog parks, and multi-use riverfront trails.

Unlike private country clubs that require a $25,000+ initiation fee, RiverTown residents enjoy resort waterpark and fitness access built directly into their CDD assessment.

How to Verify if a Resale Home's Bond Is Already Paid Off

Before you submit an offer on any RiverTown home, Keith Jones Sr pulls the current St. Johns County Tax Collector TRIM notice and district estoppel letter to confirm the exact remaining bond principal and whether previous owners paid off the Debt Service portion.

Request a Parcel-Specific RiverTown Tax & CDD Breakdown →

Compare All 6 St. Johns & NE Florida Master-Planned CDDs

Compare Nocatee, Shearwater, RiverTown, Durbin Crossing, Aberdeen, and Beacon Lake side by side.

Master CDD Comparison →