Short sale
Sell for less than owed with lender approval to avoid foreclosure. Keith manages the lender packet and negotiation.
Short Sales · Pre-Foreclosure · Homeowner Options
Facing foreclosure? You have more options than you think.
Keith is a Florida-approved short-sale instructor who has worked directly with homeowners, lenders, and attorneys for decades. The first step is understanding your choices, with no pressure.
30 years experienceLicense BK3328013ABR · MRP · Short-sale instructor
What a short sale is, in plain language.
A short sale is when your lender agrees to accept less than what is owed so the home can be sold and the foreclosure stopped. It is paperwork-heavy and lender-driven, which is exactly where Keith's experience helps.
Keith cannot give legal or tax advice and will point you to a qualified attorney for those questions, then handle the sale itself and the lender negotiation.
What Keith checks
Options when you're behind or upside down.
Loan modification
Sometimes staying is possible. Keith can refer you to the right people to explore it.
Sell with equity
If values rose, you may be able to sell normally and walk away clean.
Cash/as-is sale
When time is short, a fast as-is sale may beat foreclosure on your credit.
Talk to an attorney
For bankruptcy, title, or legal deadlines, Keith refers you to a qualified Florida attorney.
Do nothing is the worst
The earlier you reach out, the more options you keep. Foreclosure timelines move.
FAQ
Questions Keith gets a lot.
Does a short sale cost me anything?
In most short sales the lender pays the agent commission as part of the approval. Keith will explain your specific case.
Will this hurt my credit?
A short sale generally impacts credit less than a foreclosure, but talk with a professional. Keith focuses on the sale itself.
How fast do I need to act?
Sooner is better. Once a foreclosure timeline starts, options narrow. Reach out early.
Work With Keith
Have a question about buying, selling, short sales, or your options?
Nearly 30 years of straight answers. No pressure, no jargon. Call or text and Keith will walk you through it.
Related
Informational only, not financial, legal, tax, or insurance advice. Confirm property-specific details with the appropriate licensed professional.